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The US economy added 850k jobs last month and mortgage interest rates have been falling but, mortgage applications have been declining. This may suggest that homebuyer demand is also declining. It was announced today by the Mortgage Banker’s Association (MBA) that mortgage applications have dropped for the second week in a row to their lowest level since the beginning of 2020.
Another press release that I share with you is Fannie Mae’s monthly housing survey which showed that homebuyers are becoming increasingly pessimistic yet those who said it’s a good time to sell a house increased.
I also discuss a new housing market update from Redfin which suggests that homebuyers may have hit their limit with home prices & the housing market isn’t as hot as it used to be.
To give you a quick mortgage interest rates update, according to the Mortgage News Daily the average 30yr fixed rate mortgage decreased to 3.07% for the current mortgage rates. This is mixed news if you’re a homebuyer right now or if you’re a homeowner looking to refinance.
Comment below: what’s your housing market 2021 forecast and housing market forecast 2021? Do you think a housing crash 2021 will happen and there will be a housing crash due to a housing bubble, a 2021 housing market crash 2021 or are your housing market predictions that the real estate market 2021 and home prices 2021 will continue to surge?
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***
Jason Walter, CPA (lic 103885)
Sacramento Realtor/Sacramento real estate agent and native
Realty ONE Group Complete (DRE 01923240)
jason@meetjasonwalter.com
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Disclaimer:
Jason Walter is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video – it is for entertainment purposes only.
This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you. Thank you for your support! Jason Walter is a licensed Realtor with Realty One Group in California under DRE 01923240.
#interestrates #housingcrash #homebuyer